Debt and Money Advice
Kernow Credit Union
During the pandemic, all our Service Points have had to close for obvious reasons but the Main Office at Redruth has continued to operate with Officers and staff working from home. New back office and telephone systems have been put in place to ensure that our service to members and new members are as trouble free as possible. In normal times Kernow Credit Union operates at Barclays Bank in Liskeard on a Thursday 10-12 noon.
What Is A Credit Union?
A Credit Union is a financial organisation that encourages its members to borrow and save responsibly. We provide an alternative service to banks, building societies and high interest loan providers. We encourage you to save what you can and borrow only what you can afford to repay.
Christians Against Poverty
UK poverty is real, with millions locked in its miserable grip. Christians Against Poverty is committed to bringing life changing freedom and good news to people in desperate need. Now Liskeard and Looe have their very own frontline CAP debt centre.
It’s a completely free, non-profit making service, which has been funded by donations and grants.
CAP doesn’t pay off its clients’ debt. Instead it helps clients by:
- Analysing their income & expenditure
- Advising what income is available (after covering essentials) to repay debt
- Teaching budgeting skills
- Advising the best way to deal with debt
- Taking over responsibility for dealing with those who are owed money
- Making arrangements to repay the debt
Cornwall Council Money Advice Page
Cornwall Council have a page on their website for people who are worried about money with lots of signposting to
- help with benefits
- free school meals
- help with childcare costs
- Government advice
- People & Skills Hub
- Council Tax arrears and more
Turn2Us – Benefits Calculator
Use our free and confidential Benefits Calculator to find out what benefits you are entitled to claim. In the last year over 2 million calculations have been made by people, like you, looking for information they deserve and need.
Several organisations in town are offering warm spaces with a hot lunch included in Liskeard this winter for those that are struggling to heat their own homes
Lighthouse Community Centre, Unit 6b Heathlands, Liskeard. PL14 4DH
- Monday 11am – 4pm
- Tuesday 12 noon – 6pm
- Thursday 11am – 4pm
Activities, free Wi-Fi and free soup, roll and hot drink served between 12.30pm and 2pm
St Martin’s Church Hall, Church Street, Liskeard, PL14 3AQ
- Wednesdays 12 noon – 1.30pm
Free soup, roll and hot drink in the Church Hall, Church Street
Liskerrett Community Centre, Varley Lane, Liskeard. PL14 4AP
- Wednesdays 2pm-6pm
Everyone is also welcome at the Crafty Toasty sessions twice a month:
- Friday 28th October
- Friday 11th November
- Friday 25th November
- Friday 9th December
- Friday 23rd December
Free tea, coffee and a toasted sandwich along with community art and good company. 2nd and 4th Friday of each month, 10am-12pm in the Main Hall at Liskerrett
⚠ For those who may now be struggling to pay their energy bills: ⚠
https://feedingbritain.org – Feeding Britain have previously helped people with energy costs, and will be able to offer you advice on where to go.
https://capuk.org – Christians Against Poverty, you don’t have to be Christian to use this service, they welcome all. They may be able to help with energy bills by issuing a voucher.
https://www.supportincornwall.org.uk/kb5/cornwall/directory/service.page?id=SMJ80xH94Kg – Cornwall Neighbourhoods For Change may be able to offer an energy voucher and give you some advice.
https://www.ofgem.gov.uk/information-consumers/energy-advice-households/getting-help-if-you-cant-afford-your-energy-bills Advice and guidance on what to do and who to contact if you can’t afford your energy bills.
https://www.turn2us.org.uk/Your-Situation/Energy-and-Water-Bills Turn 2 Us offer advice and have an online grant calculator to let you know if you may be entitled to help with your energy bills.